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Columbia is the state capital and largest city in the State of South Carolina.The population was 129,272 according to the 2010 census. The 2013 United States Census estimates put the city at 133,358. Columbia is the county seat of Richland County, but a portion of the city extends into neighboring Lexington County. The city is the center of a metropolitan statistical area of 793,779, the second-largest within the state. The name ""Columbia"" was a poetic term for the Americas derived from Christopher Columbus.Located 13 miles (21 km) northwest of South Carolina's geographic center, Columbia is the primary city of the Midlands region of South Carolina, which comprises several counties in the central portion of the state. The city lies at the couence of two rivers, the Saluda and the Broad, which merge at Columbia to form the Congaree River, which is popular with paddlers and kayakers in the area. The state's flagship and largest university, the University of South Carolina, is located in Columbia. In 1860, the city was the location of the South Carolina Secession Convention, which marked the departure of the first state from the Union in the events leading up to the Civil War.Columbia enjoys a diversified economy, with the major employers in the area being South Carolina state government, the Health hospital system, Shield of South Carolina, Palmetto GBA, and the University of South Carolina. The corporate headquarters of Fortune 1000 energy company, NA, are located in the Columbia suburb of Cayce. Other major employers in the Columbia area include Sciences Corporation, Fort Jackson, the U.S. Army's largest and most active initial entry training installation, Richland School District One, Humana/TriCare, and theParcel Service, which operates its Southeastern Regional Hub at the Columbia Metropolitan Airport. Major manufacturers such as and Technology have facilities in the Columbia area. There are over 70 foreign affiliated companies and fourteen Fortune 500 companies in the region. The gross domestic product (GDP) of the Columbia metropolitan statistical area as of 2010 was $31.97 billion, the highest among MSAs in the state.

 

Charleston is the oldest and second-largest city in the State of South Carolina, the county seat of Charleston County, and the principal city in the Charleston�North Charleston�Summerville Metropolitan Statistical Area. The city lies just south of the geographical midpoint of South Carolina's coastline and is located on Charleston Harbor, an inlet of the Atlantic Ocean formed by the couence of the Ashley and Cooper rivers, or, as is locally expressed, ""where the Cooper and Ashley Rivers come together to form the Atlantic Ocean"".Founded in 1670 as Charles Towne in honor of King Charles II of England, Charleston adopted its present name in 1783. It moved to its present location on Oyster Point in 1680 from a location on the west bank of the Ashley River known as Albemarle Point. By 1690, Charles Towne was the fifth-largest city in North America, and it remained among the ten largest cities in the United States through the 1840 census. With a 2010 census population of 120,083 (and a 2013 estimate of 127,999), current trends put Charleston as the fastest-growing municipality in South Carolina. The population of the Charleston Metropolitan area, comprising Berkeley, Charleston and Dorchester counties, was counted by the 2013 estimate at 712,220 � the third largest in the state � and the 76th-largest metropolitan statistical area in the United States.Known for its rich history, well-preserved architecture, distinguished restaurants, and mannerly people, Charleston has received a large number of accolades, including ""America's Most Friendly [City]"" by Travel + Leisure in 2011 and in 2013 and 2014 by Cond� Nast Traveler, and also ""the most polite and hospitable city in America"" by Southern Living magazine.

 

North Charleston is the third-largest city in the U.S. state of South Carolina, with incorporated areas in Berkeley, Charleston, and Dorchester counties. On June 12, 1972, the city of North Charleston incorporated and was the ninth-largest city in South Carolina. As of the 2010 Census, North Charleston had a population of 97,471, growing to an estimated population of 104,054 in 2013, and with a current area of more than 76.6 square miles (198.5 km2). As defined by the U.S. Office of Management and Budget, for use by the U.S. Census Bureau and other U.S. Government agencies for statistical purposes only, North Charleston is included within the Charleston�North Charleston�Summerville metropolitan area and the Charleston-North Charleston urban area. North Charleston is one of the state's major industrial centers and is the state's top city in gross retail sales.

 

Mount Pleasant is a large suburban town in Charleston County, South Carolina, United States. As defined by the U.S. Office of Management and Budget, and used by the U.S. Census Bureau for statistical purposes only, Mount Pleasant is included within the Charleston � North Charleston � Summerville metropolitan area and the Charleston-North Charleston urban area. It is the fourth-largest municipality in South Carolina, and for several years it was one of the state's fastest-growing areas, doubling in population between 1990 and 2000. The population was 67,843 at the 2010 census. Mount Pleasant is included within the Charleston-North Charleston Urbanized Area and is the 3rd-largest municipality in this metro area, behind Charleston and North Charleston.At the foot of the Arthur Ravenel Bridge is Patriot's Point, a naval and maritime museum, home to the World War II aircraft carrier USS Yorktown, which is now a museum ship. The Ravenel Bridge, an eight-lane highway that was completed in 2005, spans the Cooper River and links the town of Mount Pleasant with the City of Charleston.

 

Rock Hill is the largest city in York County, South Carolina and the fifth-largest city in the state. It is also the fourth-largest city of the Charlotte metropolitan area, behind Charlotte, Concord, and Gastonia (all located in North Carolina, unlike Rock Hill). The population was 66,154 as of the 2010 Census.Rock Hill is located approximately 25 miles (40 km) south of Charlotte and approximately 70 miles (110 km) north of Columbia.Rock Hill's economy was once dominated by the textile industry, but the restructuring of that industry in moving jobs overseas has caused a decline in the local economy. The median income for a household in the city was $37,336, and the median income for a family was $45,697. Males had a median income of $32,156 versus $24,181 for females. The per capita income for the city was $18,929. About 9.7% of families and 14.0% of the population were below the poverty line, including 16.2% of those under age 18 and 12.0% of those age 65 or over. The unemployment rate of the city was 8.7 percent and 11,874 of the 71,459 residents lived and worked in the city with a daytime population change of +5,208 as of March 2011. The city is transitioning to a retail and manufacturing economy, and has been working to attract national and global companies.

 

Greenville (/'gri?nv?l/; locally /'gri?nv?l/) is the seat of Greenville County in tate South Carolina, United States. The city's mayor is Knox White, who has served as the mayor of Greenville since December 1995. With a population of 61,397 as of 2013, it is the sixth-largest municipality in the state. While having a small city population, its urban population was 400,492 as of 2010, making it the third-largest urban area in South Carolina as well as the fastest growing. Greenville is the largest city in the Greenville-Anderson-Mauldin Metropolitan Statistical Area. The MSA had a population of 850,965 in 2013, making it the largest in South Carolina.Greenville is the largest city in the Greenville-Spartanburg-Anderson Combined Statistical Area. According to GSA Business Market Facts, the CSA had a population of 1,438,550 as of 2013, putting it in the position of largest in the state. The CSA, a 10-county region of northwestern South Carolina, is known as ""The tate"". Greenville is located approximately halfway between Atlanta, Georgia and Charlotte, North Carolina along Interstate 85, and its metropolitan area also includes Interstates 185 and 385.Greenville has gained recognition in various national publications such as CNN Money, which ranked Greenville as one of the ""Top 10 Fastest Growing Cities in the U.S."" Bloomberg named Greenville the 3rd Strongest Job Market, 2010; and Forbes named Greenville the 13th Best City for Young Professionals. Additionally, the state of South Carolina has been ranked within the top 10 fastest-growing states and economies by the U.S. Commerce Department.Greenville's economy was formerly based largely on textile manufacturing, and the city was long known as ""The Textile Capital of the World."" In the last few decades, favorable wages and tax benefits have lured foreign companies to invest heavily in the area. The city is the North American headquarters for Lighting, PerceptIS, andhelin, and has offices for W. In 2003, the International Center for Automotive Research was created, establishing CUICAR as the new model for automotive research. The Center for Emerging Technologies in mobility and energy was opened in 2011, hosting a number of companies in leading edge R&D and the headquarters for Automotive.

 

Summerville is a town in the U.S. state of South Carolina situated mostly in Dorchester County with small portions in Berkeley, and Charleston counties. It is part of the Charleston-North Charleston-Summerville Metropolitan Statistical Area. The population of Summerville at the 2010 census was 43,392, and the estimated population was 44,719 as of July 1, 2013.

 

Sumter /'s?mt?r/ is the county seat of Sumter County, South Carolina, United States. Known as the Sumter Metropolitan Statistical Area, the namesake county adjoins Clarendon and Lee to form the core of Sumter-Lee-Clarendon tri-county area of South Carolina, an area that includes the three counties in the east central Piedmont. The U.S. Census Bureau estimated the city's population was 39,643 at the 2000 census. The 2010 census puts the city at 40,524.

 

Hilton Head Island, sometimes referred to as simply Hilton Head, is a Lowcountry resort town located on an island of the same name in Beaufort County, South Carolina, United States. It is 20 miles (32 km) northeast of Savannah, Georgia, and 95 miles (153 km) southwest of Charleston. The island gets its name from Captain William Hilton. In 1663, Hilton identified a headland near the entrance to Port Royal Sound, which he named ""Hilton's Head"" after himself. The island features 12 miles (19 km) of beachfront on the Atlantic Ocean and is a popular vacation destination. In 2004, an estimated 2.25 million visitors pumped more than $1.5 billion into the local economy. The year-round population was 37,099 at the 2010 census, although during the peak of summer vacation season the population can swell to 275,000. Over the past decade, the island's population growth rate was 32%. Hilton Head Island is a primary city within the Hilton Head Island-Bluffton-Beaufort, SC Metropolitan Statistical Area.The island has a rich history that started with seasonal occupation by native Americans thousands of years ago, and continued with European exploration and the Sea Island Cotton trade. It became an important base of operations for the Union blockade of the Southern ports during the Civil War. Once the island fell to Union troops, hundreds of ex-slaves flocked to Hilton Head, which is still home to many ""native islanders"", many of whom are descendants of freed slaves known as the Gullah (or Geechee) who have managed to hold onto much of their ethnic and cultural identity. Hilton Head Island in the summer of 2012The Town of Hilton Head Island incorporated as a municipality in 1983 and is well known for its eco-friendly development. The town's Natural Resources Division enforces the Land Management Ordinance which minimizes the impact of development and governs the style of buildings and how they are situated amongst existing trees.[9] As a result, Hilton Head Island enjoys an unusual amount of tree cover relative to the amount of development.[10] Approximately 70% of the island, including most of the tourist areas, is located inside gated communities.[11] However, the town maintains several public beach access points, including one for the exclusive use of town residents, who have approved several multi-million dollar land-buying bond referendums to control commercial growth.[12]Hilton Head Island offers an unusual number of cultural opportunities for a community its size, including Broadway-quality plays at the Arts Center of Coastal Carolina, the 120-member full chorus of the Hilton Head Choral Society, the highly rated Hilton Head Symphony Orchestra, the largest annual outdoor, tented wine tasting event on the east coast, and several other annual community festivals. It also hosts the Heritage Golf Classic, a Tour tournament played on the Harbour Town Golf Links in Sea Pines Resort.[13]According to Hilton Head Island's 2013 Comprehensive Annual Financial Report,[85] the top employers in the town are:

 

Spartanburg is the largest city in and the county seat of Spartanburg County, South Carolina, United States, and the twelfth largest city by population in the state. Spartanburg has a municipal population of 37,013 and an urban population of 180,786 at the 2010 census. The Spartanburg Metropolitan Statistical Area, corresponding to Spartanburg County and Union County had a population of 316,997 as of the 2012 census estimate and Revised Delineations of Metropolitan Statistical Areas.Spartanburg is the second-largest city in the greater Greenville-Spartanburg-Anderson Combined Statistical Area which had a population of 1,266,995 at the 2010 census. It is part of a 10-county region of northwestern South Carolina known as ""The tate,"" and is located 98 miles (158 km) northwest of Columbia, 80 miles (130 km) west of Charlotte, North Carolina, and about 190 miles (310 km) northeast of Atlanta, Georgia.Within the past decade, developers and community leaders have spearheaded an effort to revitalize Spartanburg's downtown commercial district. This has resulted in a remodeling of Morgan Square, the restoration of a number of historic structures and the relocation of several businesses and company headquarters to the downtown vicinity. Some of these new developments include a nine-floor, 240-room Marriott, the headquarters of America, and the headquarters of QS/1 Data Systems. The world headquarters of restaurants is also located in downtown Spartanburg. Numerous other smaller businesses such as ockers Brewing Company have also moved downtown as a result of this community-wide effort.

 

Florence /'fl?r?ns/ is a city located in Florence County, South Carolina, United States. The city is the county seat of the Florence County and the primary city within the Florence metropolitan area. The area forms the core of the historical ""Pee Dee"" region of South Carolina, which includes the eight counties of northeastern South Carolina, along with sections of southeastern North Carolina. The U.S. Census Bureau estimated the city's population at 37,326, representing an increase of .7 percent.In 1965, Florence was named an All-American City, presented by the National Civic . The city was founded as a railroad hub and became the junction of three major railroad systems, including the Wilmington and Manchester, the Northeastern, and the Cheraw and Darlington. As of 2013[update], the city retains its status as a major hub, both for industry and infrastructure, while establishing itself as a regional center for business, medicine, culture and finance.During the latter part of the 20th century and early 21st century, Florence's economy was transformed from based largely on rail and farming into a diversified economy as the major commerce, finance, rail and trucking services, health care, and industrial center of the Eastern Carolinas.[14] There are over 9 foreign affiliated companies and fourteen Fortune 500 companies in the region. The gross domestic product (GDP) of the Florence metropolitan statistical area as of 2009 was $6.8 billion, one of the highest among MSAs in the state.[15]

 

Goose Creek is a city in Berkeley County in the U.S. state of South Carolina. The population was 35,938 at the 2010 census. Most of the Naval Weapons Station Charleston is in Goose Creek. As defined by the U.S. Office of Management and Budget, and used only by the U.S. Census Bureau and other Federal agencies for statistical purposes, Goose Creek is included within the Charleston-North Charleston-Summerville metropolitan area and the Charleston-North Charleston Urbanized Area.

 

Founded in 1835, the city of Aiken was named after William Aiken, the president of the South Carolina Railroad. The town is the county seat of Aiken County, South Carolina, United States, which was formed in 1871 from parts of Orangeburg, Lexington, Edgefield, and Barnwell counties. With Augusta, Georgia, it is one of the two largest cities of the Central Savannah River Area. It is part of the Augusta-Richmond County Metropolitan Statistical Area. Aiken is home to the University of South Carolina at Aiken. The population was 29,494 at the 2010 census. Aiken was recognized with the All-America City Award in 1997 by the National Civic .

 

Myrtle Beach /'m?rt?l'bi?t?/ is a coastal city on the east coast of the United States in Horry County, South Carolina. It is situated on the center of a large and continuous stretch of beach known as the Grand Strand in northeastern South Carolina.Myrtle Beach is one of the major centers of tourism in the United States because of the city's warm subtropical climate and extensive beaches, attracting an estimated 14 million visitors each spring/summer/fall. As of the 2012 census, the population of the city was 28,292, with the Myrtle Beach metropolitan area population at 465,391 according to the 2013 census.Myrtle Beach's economy is dominated by the tourist industry[citation needed], with tourism bringing in millions of dollars each year[citation needed]. Hotels, motels, resorts, restaurants, attractions, and retail developments exist in abundance to service visitors.

 

Anderson is a city in and the county seat of Anderson County, South Carolina, United States. The population was 26,686 at the 2010 census, and the city was the center of an urbanized area of 75,702. It is one of the principal cities in the Greenville-Mauldin-Anderson Metropolitan Statistical Area, contiguous with Anderson County, which had a population of 187,126 at the 2010 census. It is further included in the larger Greenville-Spartanburg-Anderson, South Carolina Combined Statistical Area, with a total population of 1,266,995, at the 2010 census. Anderson is just off Interstate 85 and is 120 miles (190 km) from Atlanta and 140 miles (230 km) from Charlotte.Anderson is the smallest of the three primary cities that makes up the tate region and is nicknamed ""The Electric City"" and ""The Friendliest City in South Carolina"". Anderson's spirit and quality of life have earned national recognition as Anderson County was named an ""All-America City"" in 2000.Anderson is the home of Anderson University, a selective private comprehensive university of approximately 3,000 undergraduate and graduate students.Anderson's economy revolves around manufacturing. Anderson has over 230 manufacturers, including 22 international companies. In the county, Anderson has a thriving business climate. The top major industries in Anderson include manufacturers of automotive products, metal products, industrial machinery, plastics, publishing, and textiles. Two industries that many times interconnect are the plastic and automotive sectors. There are more than 27 W suppliers in the tate region, which is recognized internationally as an automotive supplier hub. The plastics industry has a strong presence in the tate, with 244 plastic companies located within the 10 counties of the state's northwest corner. Anderson County, in particular, has 11 automotive suppliers and is a major player in the plastic industry, with 27 plastics companies located within its borders. It has one unionized company in the area.

 

Motto: ""A Great Place to Live, Work, and Play"" The official mark for the City of Greer, SCLocation of Greer, South CarolinaGreer is a city between Greenville and Spartanburg counties in the US state of South Carolina. The population was 27,167 as of 2013. It is projected to hit 30,000 within 4 years.[citation needed] Each day, more than three times that number of people pass through the city on the two highways which run through the city. The Greenville County portion of Greer is part of the Greenville�Anderson�Mauldin Metropolitan Statistical Area, while the Spartanburg County portion is part of the Spartanburg Metropolitan Statistical Area. The city is additionally part of the Greenville-Spartanburg-Anderson, SC Combined Statistical Area in tate South Carolina.Greer is adjacent to Greenville-Spartanburg International Airport (GSP), which serves Greenville, Spartanburg, and the tate. Greer is also the site of the onlyMW manufacturing facility in North America. According to a June 2005 article in The ville News,MW's Greer plant employs about 4,600 workers, and has attracted dozens of suppliers in South Carolina, providing jobs for more than 12,000 workers. Greer also is home to the South Carolina Inland Port, an intermodal facility that receives and sends containers by rail to the Port of Charleston.

 

Mauldin is a small city in Greenville County, South Carolina, United States. The population was 15,224 at the 2000 census. It is a principal city of the Greenville�Mauldin�Easley Metropolitan Statistical Area.The supermarket chain BI-LO once had its headquarters in Mauldin.

 

Greenwood is a small city in and the county seat of Greenwood County, South Carolina, United States. The population was 23,222 at the 2010 census.Greenwood also houses several large industries, including:

 

North Augusta is a city in Aiken County, South Carolina, United States, on the north bank of the Savannah River. The population was 21,348 at the 2010 census. The city is included in the Central Savannah River Area (CSRA) and is part of the Augusta, Georgia metropolitan area.

 

Easley is a small city in Pickens County (with parts extending into Anderson County) in the State of South Carolina. It is a principal city of the Greenville�Mauldin�Easley Metropolitan Statistical Area. Most of the city lies in Pickens County, with only a very small portion of the city in Anderson County. The population was 19,993 at the 2010 census.Easley has been hosting the Big World Series for several years. The Upper South Carolina State Fair is located about 2 miles (3 km) east of Easley.

 

Simpsonville is a city in Greenville County, South Carolina, United States. It is part of the Greenville�Mauldin�Easley Metropolitan Statistical Area. The population was 18,244 at the 2010 census, and estimated at 19,056 in 2012. Simpsonville is part of the ""Golden Strip"", along with Mauldin and Fountain Inn, which is noted for having low unemployment due to a diversity of industries including . Simpsonville is home to Hillcrest High School. Simpsonville is also home to the 2008 Little Softball World Champions.

 

Hanahan is a city in Berkeley County, South Carolina, United States. The population was 12,937 at the 2000 census. The 2010 census puts the population at 17,997. Portions of the Naval Weapons Station Charleston, including the Naval Consolidated Brig Charleston, are located in Hanahan. As defined by the U.S. Office of Management and Budget, and used by the U.S. Census Bureau for statistical purposes only, Hanahan is included within the Charleston-North Charleston-Summerville metropolitan area and the Charleston-North Charleston Urbanized Area

 

Lexington is a town in and the county seat of Lexington County, South Carolina, United States, and is also the largest town in Lexington County. The population was 17,870 at the 2010 census. The U.S. Census Bureau estimated 2013 population is 19,576, a 9.5% population growth since the 2010 census, making it one of the fastest-growing towns in the United States.According to the Town's 2011 Comprehensive Annual Financial Report,[22] the top employers in the city are:

 

Conway is a city in Horry County, South Carolina. The population was 16,317 at the 2010 census. It is the county seat of Horry County and is part of the Myrtle Beach metropolitan area. It is the home of Coastal Carolina University.Numerous buildings and structures located in Conway are on the National Register of Historic Places. Among these is the City Hall building, reputedly designed by Robert Mills, architect of the Washington Monument. Since the completion of the Main Street USA project in the 1980s, Conway's downtown has been revitalized with shops and bistros. Highlighting the renovation of the downtown area is the Riverwalk, an area of fine dining which follows a stretch of the Waccamaw River that winds through Conway.Notable companies/employers located in the Conway area include:

 

West Columbia is a city in Lexington County, South Carolina, United States. The population was 14,988 at the 2010 census. It is part of the Columbia, South Carolina Metropolitan Statistical Area.

 

North Myrtle Beach is a coastal resort city in Horry County, South Carolina, United States. It was created in 1968 from four existing municipalities north of Myrtle Beach, and serves as one of the primary tourist towns along the Grand Strand. As of the 2010 census, the population was 13,752, with the Myrtle Beach-North Myrtle Beach-Conway combined statistical area population of 329,449.

 

Clemson is a city located in Pickens and Anderson counties in the U.S. state of South Carolina. It is a college town, home of the Clemson University campus. The population of the city was 13,905 at the 2010 census.Clemson is part of the Greenville-Spartanburg-Anderson, South Carolina Combined Statistical Area. Most of the city is in Pickens County, which is part of the Greenville-Mau"

"

thern Living, a ""Top 25 Small City Arts Destination"" by American Style, and a ""Top 50 Adventure Town"" by National Geographic Adventure.The proximity of the city to other fast-growing areas including Hilton Head Island and Bluffton as well as good access to Savannah, Georgia, the Savannah/Hilton Head International Airport, and a future container port to be built on the Savannah River make the city a desirable choice for residential and business development opportunity.

 

Gaffney is a city in and the county seat of Cherokee County, South Carolina, United States, in the tate region of South Carolina. Gaffney is known as the Peach Capital of South Carolina. The population was 12,414 at the 2010 census. It is the principal city of the Gaffney, South Carolina, Micropolitan Statistical Area (population 55,662 according to year 2012 estimates by the U.S. Census Bureau), an MSA which includes all of Cherokee County and which is further included in the greater Greenville-Spartanburg-Anderson, South Carolina Combined Statistical Area (population 1,384,996 according to year 2012 U.S. Census Bureau estimates).

 

Irmo is a town in Lexington and Richland counties, South Carolina, United States and a relatively affluent suburb of Columbia. It is part of the Columbia Metropolitan Statistical Area and is located 12 miles (19 km) northwest of the city center. The population of Irmo was 11,097 at the 2010 census.

 

Fort Mill, also known as Fort Mill Township, is a suburban town in both York County in the U.S. state of South Carolina, and a suburb of the city of Charlotte, North Carolina, and is near Rock Hill. Approximately 10,811 people live inside the town's corporate limits as of the 2010 Census with a total of 36,119 people residing within the entire urban area.Fort Mill township is home to notable businesses .

 

Port Royal is a town on Port Royal Island in Beaufort County, South Carolina, United States. Largely because of annexation of surrounding areas (including Parris Island), the population of Port Royal rose from 3,950 in 2000 to 10,678 in 2010, a 170% increase. As defined by the U.S. Census Bureau, Port Royal is included within the Hilton Head Island-Bluffton-Beaufort, SC Metropolitan Statistical Area. Port Royal is home to Marine Corps Recruit Depot Parris Island, and Naval Hospital Beaufort.

 

Forest Acres is a city in Richland County, South Carolina, United States. The population was 10,361 at the 2010 census. It is part of the Columbia, South Carolina, Metropolitan Statistical Area.

 

Newberry is a city in Newberry County, South Carolina, in the Piedmont 43 miles (69 km) northwest of Columbia. The charter was adopted in 1894. The population was 10,277 at the 2010 census. It is the county seat of Newberry County; at one time it was called Newberry Courthouse.Newberry became a city in 1976, but did not report the change to the Census Bureau for more than twenty-five years. As a result, the city was listed as a town in the 2000 census.

 

Georgetown is the third oldest city in the U.S. state of South Carolina and the county seat of Georgetown County, in the Lowcountry. Located on Winyah Bay at the couence of the Black, Great Pee Dee, Waccamaw, and Sampit rivers, Georgetown is the second largest seaport in South Carolina, handling over 960,000 tons of materials a year.

 

Laurens is a city in Laurens County, South Carolina, United States. The population was 9,139 at the 2010 census. It is the county seat of Laurens County.

 

Bennettsville is a city located in the U.S. state of South Carolina on the Great Pee Dee River. The county seat of Marlboro County, it has historic homes and buildings from the 19th and early 20th centuries. The Bennettsville Historic District has been listed on the National Register of Historic Places. According to the 2000 census, Bennettsville has a population of 9,425.The county is still largely rural, with limited job opportunities. The county seat serves as a trading center for the county.

 

The city of Lancaster /'l�?k?st?r/ is the county seat of Lancaster County, South Carolina located in the Charlotte Metropolitan Area. As of the United States Census of 2010, the city population was 10,160 while its urban population was 23,979. The city was named after the famous House of Lancaster. Locally, Lancaster is pronounced /'l�?k?st?r/ LANK-iss-t?r, rather than the usual American pronunciation /'l�nk�st?r/ LAN-kast-?r. The modern British pronunciation is LANG-kast-?r.

 

Clinton is a city in Laurens County, South Carolina, United States. The population was 8,490 at the 2010 census. It is part of the Greenville�Mauldin�Easley Metropolitan Statistical Area. Clinton is the home of Presbyterian College.

 

The city of Union is the county seat of Union County, South Carolina, United States. The population was 8,393 at the 2010 census. It is the principal city of the Union Micropolitan Statistical Area (population 28,961 according to 2010 Census), an (MSA) which includes all of Union County and which is further included in the greater Greenville-Spartanburg-Anderson, South Carolina Combined Statistical Area (population 1,266,995 according to the 2010 Census).

 

Moncks Corner is a town in and the county seat of Berkeley County, South Carolina, United States. The population was 7,885 at the 2010 census. As defined by the U.S. Census Bureau, Moncks Corner is included within the Charleston�North Charleston�Summerville Metropolitan Statistical Area. Street view of Moncks Corner, 1904

 

Seneca is a city in Oconee County, South Carolina, United States. The population was 8,102 at the 2010 census. It is the principal city of the Seneca Micropolitan Statistical Area (population 74,273 according to the year 2010 census), an (MSA) which includes all of Oconee County and which is further included in the greater Greenville-Spartanburg-Anderson, South Carolina Combined Statistical Area (population 1,266,995 according to the year 2010 census).The Democratic Vice-Presidential candidate for 2004, former United States Senator from North Carolina, John Edwards, was born in Seneca. The city is the current home of United States Senator Lindsey Graham. It was named for the nearby Cherokee town of Isunigu, known to the English as ""Seneca Town"".

 

Fountain Inn is a city in Greenville and Laurens counties in the U.S. state of South Carolina. The population was 6,017 at the 2000 census. It is part of the Greenville�Mauldin�Easley Metropolitan Statistical Area.

 

York /'j?rk/ is a city and county seat of York County, South Carolina, United States. The population was approximately 6,985 at the 2000 census and up to 7,736 at the 2010 census. York is located approximately 27 miles (43 km) southwest of Charlotte, North Carolina and 13 miles (21 km) west of Rock Hill, South Carolina.

 

Tega Cay is a planned city in York County, South Carolina, United States. The city is a suburb of Charlotte, North Carolina and Rock Hill, South Carolina. The population was recorded at 7,621 from the US 2010 census.The City of Tega Cay is located on a peninsula on Lake Wylie, which is twenty miles south of Uptown Charlotte and five miles north of Downtown Rock Hill. The name Tega Cay is Polynesian for �Beautiful Peninsula.�

 

Hartsville is a city in South Carolina and is the largest city in Darlington County. The population was 7,764 at the 2010 census. The current mayor is Mel Pennington.Hartsville is the home of Coker College.Hartsville is home to several major corporations . Robinson Nuclear Generating Station

 

Camden is a city in, and the county seat of, Kershaw County, South Carolina, United States. The population was 6,838 in the 2010 census. It is part of the Columbia, South Carolina, Metropolitan Statistical Area.

 

Marion is a city in Marion County, South Carolina, United States. The population was 7,042 at the 2000 census. It is the county seat of Marion County. It is named for Francis Marion, a Brigadier General from South Carolina in the American Revolutionary War.

 

Dillon is the county seat of Dillon County in eastern South Carolina. It was established on December 22, 1888. The name of the city and county comes from John W. Dillon, a key figure in bringing a railroad through the area. The population was 6,788 in the 2010 U.S. census. Todd Davis is the mayor of Dillon, which operates under the Council-manager form of municipal government.

 

Lake City is a city in Florence County, South Carolina, United States. The population was 6,478 at the 2000 census (8,728 total pop. of Lake City Urban Cluster). Located in central South Carolina, it is south of Florence and included as part of the Florence Metropolitan Statistical Area.Today, Lake City's economy is dominated by tobacco. It even has its own two-day festival in September. This was established in 1898, and has grown to become one of the two largest markets in South Carolina today. By 1932, the town also supported the largest bean market in the world.

 

Darlington is a small city in and the county seat of Darlington County, in the northeastern part of the U.S. state of South Carolina. It is a center for tobacco farming. The population was 6,289 at the 2010 census (12,066 total pop. of Darlington Urban Cluster in 2000) and is part of the Florence Metropolitan Statistical Area.Darlington, theorized to be named for the Revolutionary War Colonel Darlington, is known for its Darlington Oak and Spanish moss. Darlington County was named thus by an Act in March 1785.Darlington is best known for Darlington Raceway, a speedway that is home to the annual NASCAR Southern 500 race. Darlington is also the site of the National Motorsports Press Association (NMPA) Hall of Fame.

 

Cheraw (/t??'r??/ ch?-RAW, local /??'r??/ sh?-RAW) is a town on the Pee Dee River in Chesterfield County, South Carolina, United States. The population was 5,524 at the 2000 census and center of an urban cluster with a total population of 9,069. It has been nicknamed ""The Prettiest Town in Dixie."" The harbor tug USS Cheraw was named in the town's honor.

 

Chester is a small rural city in Chester County, South Carolina, United States. The population was 5,607 at the 2010 census. It is the county seat of Chester County.

 

Batesburg-Leesville is a town in Lexington and Saluda counties, South Carolina, United States. The population was 5,362 at the 2010 census. It is part of the Columbia, South Carolina Metropolitan Statistical Area.The top employer in Batesburg-Leesville is Lexington County School District Three with four different schools and a district office. The next is Union Switch & Signal, which has a 184,000 sq ft (17,100 m2) manufacturing facility.

 

Walterboro is a city in Colleton County, South Carolina, United States. The population was 5,398 at the 2010 census (10,064 total pop. of Walterboro Urban Cluster as of 2000). It is the county seat of Colleton County. Walterboro is located roughly 40 miles (65 km) west of Charleston and is located near the ACE Basin region in the Lowcountry.

 

Clover is a town in York County, South Carolina, United States located in the greater Charlotte, North Carolina, metropolitan area. As of 2010, the population was at 5,094 within the town limits. Clover is twinned with the Northern Irish town of Larne on County Antrim's East Coast.

 

Abbeville is a community in Abbeville County, South Carolina, United States, 86 miles (138 km) west of Columbia and 45 miles (72 km) south of Greenville. Its population was 5,237 at the 2010 census. It is the county seat of Abbeville County. Settled by French Huguenot settlers, it was named, along with the county, for the French town of the same name.Agriculture and forestry are important industries in the area. Crops that are grown in quantities are cotton, soybeans, corn oats, wheat, and peaches. Livestock and poultry are also raised in the area. Finally textiles are the chief manufactured product.

 

Central is a town in Pickens County, South Carolina, United States. Contrary to its name, it is not near the central area of South Carolina. It received its name from its geographic location, being the halfway or central point between Atlanta and Charlotte along the former Atlanta and Richmond Air-Line Railway line. The primary campus of Southern Wesleyan University is located east of the downtown area.Central's population was 5,159 at the 2010 census. The town is part of the Greenville�Mauldin�Easley metropolitan area. The population of the Town has grown rapidly since 2000 due mostly to the construction of apartment complexes for students attending nearby Clemson University as well as Southern Wesleyan, and Tri-County Technical College. Central shares educational facilities and transportation services with the adjacent city of Clemson.

 

Barnwell is a city in Barnwell County, South Carolina, United States, located along U.S. Route 278. The population was 4,750 at the 2010 census. It is the county seat of Barnwell County.

 

Edgefield is a town in Edgefield County, South Carolina, United States. The population was 4,750 at the 2010 census. It is the county seat of Edgefield County.Edgefield is part of the Augusta, Georgia metropolitan area.

 

Hollywood is a town in Charleston County, South Carolina, United States. The population was 3,946 at the 2000 census. As defined by the U.S. Office of Management and Budget, and used by the U.S. Census Bureau for statistical purposes only, Hollywood is included within the Charleston-North Charleston-Summerville metropolitan area and the Charleston-North Charleston Urbanized Area.

 

Mullins is a city in Marion County, South Carolina, in the United States. As of the 2000 census, the city population was 5,029. Incorporated on March 4, 1872, Mullins was named after Col. William S. Mullins, who served as a representative for Marion County in the South Carolina State Legislature from 1852 to 1866.

 

Travelers Rest, often abbreviated to T.R. is a city in Greenville County, South Carolina, United States. The population was 4,576 at the 2010 census. It is part of the Greenville�Mauldin�Easley Metropolitan Statistical Area. Travelers Rest is located between the Blue Ridge Mountains and Greenville, the primary city of The tate region. The campus of Furman University is located within the city limits of Travelers Rest, but the university retains a Greenville address based on ZIP code boundary. The name ""Travelers Rest"" came from the fact that it is situated almost directly against the border with the North Carolina mountains. Travelers would stop for a moment in the town before they began the difficult journey into the mountains. Travelers would often have to spend the winter there, waiting for the snow to clear in the mountains before continuing northward.

 

Walhalla is a mountain city in Oconee County, South Carolina, United States. It is located 16 miles (26 km) from Clemson University in Clemson, South Carolina and is also located in the Appalachian Mountains of South Carolina. The population was 3,801 at the 2000 census. It is the county seat of Oconee County. The current mayor of Walhalla is Danny Edwards.

 

Belton is a city in eastern Anderson County, South Carolina, United States. The population was 4,134 at the 2010 census.

 

Isle of Palms is a city in Charleston County, South Carolina, United States. As of the 2010 census, the population on the island was 4,133. Isle of Palms is a barrier island on the South Carolina coast. As defined by the U.S. Office of Management and Budget, and used by the U.S. Census Bureau for statistical purposes only, Isle of Palms is included within the Charleston-North Charleston-Summerville metropolitan area and the Charleston-North Charleston Urbanized Area. The town lies along a narrow strip of land, hugging the beach, separated from the mainland by the Intracoastal Waterway. It is an affluent community of both vacation home owners and year-round residents, with large beachfront homes, resorts, and local restaurants. Beach volleyball is popular in the summer, and the """" club hosts several tournaments throughout the year.

 

Manning is a city in South Carolina and the county seat of Clarendon County in the Southeastern United States, located in the center of the county, just to the east of Interstate 95 and at the intersection of U.S. 301 and U.S. 521. The population was estimated to be 4,000 as of 2013, down 2% from its 4,025 population as of the 2000 census. It was named after South Carolina governor John Laurence Manning.

 

Woodruff is a city in Spartanburg County, South Carolina, located in the ""tate"" area. The population was 4,090 at the 2010 census.

 

Ridgeland is a town in Jasper County, South Carolina, United States. The population was 4,036 at the 2010 census, a 60% increase from 2000. It has been the county seat of Jasper County since its formation in 1912. As defined by the U.S. Census Bureau, Ridgeland is included within the Hilton Head Island-Bluffton-Beaufort, SC Metropolitan Statistical Area. Ridgeland is home the Ridgeland Correctional Institution, a medium security prison with the South Carolina Department of Corrections.

 

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South Carolina

 

Your Company could have become aware of factoring but most people could mistake what it is or even more notably exactly what it can do for your firm. Factoring also understood as accounts receivable financing is a kind of asset based financing that will boost a business' short-term cash needs. It is not a loan; no debt is taken on by freight bill factoring ,and the money is unconditional. Account Receivable Funding Companies in Sale Of Receivables South Carolina Factoring Company at Staffingresource.org- affording loans for business facilities south-carolina-factoring-company

Staffingresource.org-South Carolina Factoring Company

Columbia

South Carolina

Account Receivable Funding Companies

In the United States, where truck agencies do well, factoring agencies are not considered borrowing in any capacity. This confidential contract then permits both groups to benefit and experience a good future-- it provides the factoring company a warranted asset of cash flow to add to the list and it gives the trucking business the needed money that they worked hard to get.

 

 

Factoring Companies at Invoicefactoringservices.Org

Freight Bill Factoring Companies

Once and for all, an IOU or an invoice is definitely not going to fund costs, is it? For trucking companies when the money can be good one day and gone the next, it's up to the vehicle drivers to work sensibly and to make certain they are leaving themselves with a significant quantity of time and money to get through the week until they are compensated again.

 

 



Staffingfirm.Org

 

South Carolina's manufacturing industries have historically depended on the state's agricultural products as well as on water power. For example, the huge textile and clothing industries, centered in the Piedmont, are based on that region's cotton crop; lumbering and related enterprises (such as the manufacture of pulp and paper) rely on the c.12.5 million acres (5 million hectares) of forestland that cover the state�the longleaf and loblolly pine are prevalent. Other leading manufactures are chemicals, machinery, and automobiles. South Carolina's mineral resources have been of minor importance in the state's economy; except for some gold, most are nonmetallic�cement, stone, clays, and sand and gravel. In agriculture, tobacco and soybeans now rival cotton as South Carolina's chief crops. Broiler chickens and cattle are economically important, and peanuts, pecans, sweet potatoes, and peaches are grown in abundance. Fishing is a major commercial enterprise; the chief catches are blue crabs and shrimp. Military bases and nuclear facilities are important to the economy, and the tourist industry today ranks as the state's chief source of income.

 

Invoice Receivable Companies

In the United States, where truck agencies do well, factoring agencies are not considered borrowing in any capacity. This confidential contract then permits both groups to benefit and experience a good future-- it provides the factoring company a warranted asset of cash flow to add to the list and it gives the trucking business the needed money that they worked hard to get.

 

 



Staffingfirm.Org

 

 

 

Funding Factoring Companies

 

Funding Factoring Companies

 

At one time or another, every business, even successful ones, have experienced bad money flow.

Money flow does not have to be a problem any more. Do not be deceived -- banks are not the only places you can get financing. Other solutions are available and you do not have to borrow. Exactly what is trucking factoring ? One option is called truck factoring. Truck Factoring is the procedure of selling accounts receivable to an investor instead of waiting to gather the cash from the client. Oh, the Irony- Trucking factoring has a paradoxical distinction: It is the financial foundation of many of America's most successful companies. Why is this paradoxical ? Because truck factoring is not instructed in business colleges, is rarely mentioned in business plans and is relatively unidentified to bulk of most of American business individuals.

Yet it is a monetary process that frees billions of dollars every year, enabling countless businesses to grow and prosper. Trucking Factoring has actually been around for countless years. Trucking Factoring Businesses are investors who pay money for the right to get the future payments on your invoices. An overdue receivable or invoice has value. It is a financial obligation your client has to pay in the near future. Factoring Principals--Although factoring offers solely with business-to-business transactions, a large percentage of the retail company uses a factoring principal. MasterCard, Visa, and American Express all utilize a form of factoring in their retail transactions. Using the purest meaning of the word, these large customer finance companies are truly simply large FACTORING Businesses of consumer paper. Think about it: You make a purchase at Sears and charge it to your MasterCard. The shop makes money practically immediately, although you do not pay until you are prepared.

For this service, the charge card company charges Sears a fee (typical common normal fees vary from 2 to 4 percent of the sale). The Advantages Truck Factoring can provide numerous benefits to cash-hungry business. Rather than wait 30, 60, 90 days or longer for payment on a product that has actually already been delivered, a company can factor (sell) its receivables for money at a little price cut off the dollar value of the invoice. Payroll, advertising efforts, and working capital are just a few of the company needs that can be satisfied with instant  money.

Truck Factoring offers the ways for a producer to replenish inventory and make more items to sell: There is no longer a need to await for earlier sales to be paid. FACTORING is not just a money management device for manufacturers: Almost any kind company can benefit from Receivable Loan Financing. Generally, a business that extends credit will have 10 to 20 percent of its yearly sales bound in accounts receivable at any given time. Think for a minute about exactly how much is bound in 60 days' worth of invoices: You can not pay the power expense or this week s payroll with a client s invoice, but you can sell that invoice for the money to meet those responsibilities. Using trucking factoring companies is a fast and simple process. The factoring company buys the invoice at a discount, usually a couple of percentage points less than the face value of the invoice.

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The American Truck Organization
mentions that there around
205,000 workers with truck
businesses and
276,000 personal service providers trucking
firms certified to
run in the United States that transported,
according to their latest data of millions
products, materials and
standard materials .
There are numerous typical
providers either going solo or in
teams on our nation
highways carrying these
crucial products to our
shops, manufacturing facilities and ports.

Moreover  trucking factoring
businesses service
several of them and offer their
factoring facilities
nationwide comprising
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

South Carolina Factoring Company

 

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Factoring loans company Calculator
This calculator will show you how much you will make by using our factoring loans company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our factoring loans company
Enter the principal balance of your factoring loans company
(call your factoring loans company lender and ask for the current payoff amount):
Enter the amount of your monthly factoring loans company payment:
(invoice amount):
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The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

 

 

Watch Our Trucking Factoring Companies Videos For More Information

 

 

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Invoice Factoring Companies Reviews at Usloadsource.Com

 

 

 

What Makes A Factoring Company Great

 

"

�So It is not a loan?� Dustin Bryant asked as he leaned back in his chair, crossing his legs. The woman sitting across the desk from Dustin smiled at him, shaking her head.�Not quite,� she said.Dustin Bryant owned a small trucking company, and his business had recently fallen on difficult times. Certainly the trucking business can be an extremely profitable venture, and for many years it had been that way for Clifford. He named his business Coleman Trucking, named after Anthony and Theodore, his two grandfathers. They had both been hardworking men, and had done a lot to make Dustin the same.Six months ago disaster struck Clifford's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was a roll-over and ended up in the trucking graveyard: the other was involved in a serious and costly accident. The financial security of Clifford's company relied on his full fleet on fifteen being on the road, and missing two trucks was just devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Dustin had on hand.A big problem a lot of trucking companies came across was how bills were paid in the industry. You could go a month or more before bills were completely paid off. This system works okay as long as no problems arise, but if they do, then things can get quite sticky.Dustin was an excellent business man, and he certainly hadn't done anything wrong. Certain events had occurred that he could not possibly have predicted, and now he had to find a way to protect his business and prevent it from ultimate devastation.And that's why he found himself across the desk from this woman. Her name was Holly and she worked for a factoring company. He had accidentally come across her company one night when he was working late, searching the internet to see if there was some solution to his financial dilemma.Holly explained. �it is really not a loan at all: we actually buy your accounts receivable. We aren�t giving you money to be paid back later, we�re buying something from you, and you can buy it back when you can. This is a win-win situation: we are protected from a total loss, and you're protected from the ridiculous fees and charges you'd have to pay if you borrowed from a bank.Dustin agreed. It sounded good to him, almost too good.The woman laughed. �I'm not sure that you believe me,� she said.�No, I do, I just think it sounds a bit too good to be true. I actually thought I might end up losing my business.�Holly smiled, agreeing. �We get that a lot. There's no way we want to see you lose your business. You work hard, you�ve put everything you can into it. We all need help sometimes. That�s what we�re here for.""In any case, thank you for coming to see me.""No problem - I'm just down the road. We normally do it all online but I was happy to come and visit you today,� Holly said with a smile. �Let�s see what we can do to help you.�And with that they set about making a profile.

 

Dustin filled the form out, with Holly available to help him if he needed it. The profile filled Holly and her company in on Clifford�s company, and would help them determine if he was suitable for factoring. In truth, not all companies were. Some businesses are beyond the help of a Factoring company, while other businesses weren't in enough financial stress to warrant it. As Dustin completed his form, Holly listened to his story and she felt quite sure he would be the ideal candidate for Factoring.Holly took the completed form and placed it in her briefcase. Standing up, she reached over the desk and shook Clifford's hand. He also stood up, and they smiled at each other. Dustin walked Holly to the door where they said 'Goodbye', then he went back into his office.His employees were there, seven who worked in the office, and as he sat behind his desk once more he heard the familiar clack of fingers on keyboards, the electronic whine of the copy machine.He leaned back and closed his eyes. He felt so drained: he had been flailing helplessly for so long, he just knew his business was going to collapse and probably take him with it. Talking to Holly though, learning about factoring, it felt like a weight had been lifted from his shoulders. He relaxed into his chair, running his hand through his thick black hair with its telling streaks of grey.The long nights, where he couldn�t sleep. The sudden panic attacks, not matter where he was. Already he could feel all the stress start to drain away. He wasn�t out of the woods yet, there was still a lot of work to be done, but he could feel it. He was there, he was on the right path, and he was working to make things right.Dustin couldn�t help but think back to when he had first started the business. He had opened a restaurant at age twenty two when he was fresh out of school. It had been successful. Home cooking in his hometown, and he had done very well.But he had gotten bored. His passion didn�t lie with the food industry. He thought long and hard, and then he decided to sell the restaurant. He took six months off, and during that time he decided to create Coleman Trucking. So he did it. For the second time in his short life he created a company from the ground up. He had been successful.And then the trucks went down, and his success looked to be in flux. He was nearing fifty. He didn�t think he had it in him, to save this company. But he couldn�t give up. Just the thought of shutting down, cutting his losses, laying off his workers - the whole thing made him physically sick some nights. He did not want to quit - both for himself and for his staff members.And now it seemed as though he would not have to - all because of Factoring. Dustin opened his eyes, sat forward, turned his computer on. He had lots to do. He could be thankful later, for now, it was time to work.

 

"

 

 

 

 

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Invoice Factoring Companies Reviews at Usloadsource.Com

 

 

 

Trucking Factoring

 

"

Collins Truck and Haul has been in business since the mid 1980s. For more than twenty years they've been delivering goods for most major industries in the nation, with business booming as they traversed the country, in all kinds of weather, for all kinds of clients. During the heady times from 2002 to 2007, Collins was a top rated accounts receivable mastermind of the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. Times were great for everyone, and the cash was flowing.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed down. And worse yet, Collins had noticed during the early part of 2008 that though the bulk of their clients were always on time with payments, the few late-bloomers there were, had seemingly started to spread this illness. And as spring turmed to summer and summer into the early days of fall, Roger Phillips, CEO of Collins felt a chill go down his spine whenever he would look at the weekly A/R reports. The numbers of clients who owed him back debt were growing.He had gone to his administrators and asked them what the problem had been. Were they doing something wrong or different when it came to reaching out to delinquent accounts? By his bookkeepers records, this wasn't the case. He thought perhaps that he was losing clients to a competitor who offered rock-bottom prices with little to no guarantee of quality performance, and that the folks who owed Collins money had jumped ship and decided to leave him holding the bag.

 

. They could not afford to pay him their debt, but they could afford a lesser service, maybe. So he did the necessary research and, after discussions with friends in the same field, he realised that no, his customers hadn't gone anywhere else. The had just gone!.This current state-of-affairs was causing Roger Phillips to have some very restless nights. There were goods to ship, employees to pay, trucks to repair and maintain, and continuous overheads that were very extensive when compared to the funds (or lack of) that were incoming. At night he would speak to his wife Diane and shake his head in frustration.

 

""Lin, I have a really bad feeling,"" he would say with deep woe.""What could you do differently?"" she would say.Roger would stare off for a moment and then close eyes. In his mind he could clearly see the fleet of trucks purchased over the many years. He could see them traveling, bringing goods to all of his clients. But somewhere, a haze would form over his fleet and the vast number of vehicles would disappear to but a few. What could cause this ultimate death spiral of business?""I think I know what it could be,"" Roger said. ""For way too long I've been relying solely on profits received from invoices. For too long I've been allowing our clients to let their accounts become overdue."" Linda could only grab her husband's hand and look at him lovingly, ""it is a hard economy. It might be awhile until things get settled up.

 

""Roger knew very well that Diane was only trying to help, but his responsibilities weighed heavily on his shoulders and he knew he had better do something soon to resolve this situation.The next day Roger strolled into his office and was determined to sit down and make every phone call to every client who had owed Collins money. Now, it wasn't the most efficient way to spend a day as a chief executive, what he really needed to be doing was to be overseeing all of the other intricacies of shipment and delivery and reaching out to prospective clients or retraining his sales team to do the same. But, he felt like he was doing something proactive to help his business, even though he had staff on salary to do just that thing. A waste of time - a waste of money - he had the best intentions, but all the while Roger was realising just how much trouble he was in.After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Wilmaerley knocked at his door.

 

""Roger, can I have a word?"" she queried, standing in the doorway.

 

""Of course Wilma, please come in."" Roger relaxed back into his chair and looked up at Wilmaerley.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Roger."" She pulled a small stack of papers from a folder and set them on the desk before him.""Have you ever heard of factoring?"" Wilmaerley asked.""It sounds vaguely familiar. What is factoring""? he asked.""Well,"" she began, ""It�s actually quite simple really.

 

So basically, factoring invoices would enable us to get paid on the nose for loads that we haul.""Roger interrupted ""Immediately?"".""Yes, immediately,"" she continued, ""In a nutshell, it is pretty easy. We start by having a professional account manager review our figures and help us set up a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. In addition, factoring will assist in determining our customers' creditworthiness, independent from their credit relationship with our company. It�s a broad view.""I see,� Roger said. �And then what?""Following the completion of their review and once we have been approved for a contract with the factoring company, then we sit down to negotiate conditions and terms. There�s a lot of flexibility depending on the business volume and credit histories. This company tells us what the cost will be to purchase factoring for our accounts receivable. We come to an agreement and the funding starts pouring out.�Roger was still a little concerned. He leaned forward in his chair and studied the paperwork very closely.""I do not know, Wilma - it just sounds too good to be true"", Roger said quietly.""Yes, I know; that's exactly what I thought at the beginning. But really, they have guaranteed us experts that do all the legwork, which would free us up here to focus on our clients in good standing and marketing, all that good stuff. And they're flexible Roger,"" she drew a circle around a paragraph on the document before him.""Just how flexible?"" he asked.""It seems that they personalize their factoring charges so that the amount they're prepared to work with is commensurate with our client's debt and our needs. It only takes 2 to 4 days for this to be figured out. ""It does all sound pretty good, remembering that we are all tapped out now with loans from the bank last year to repair vehicles, and we all know just how tight money is. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" Roger said.He took a deep breath and looked at his secretary with something she recognized as hope.""Precisely�. This could very well be the answer to resolving the problems we are having with these clients who still owe us money.""Roger took a moment to think about this solution, and agreed with his secretary. The customers who were in debt to Collins Truck & Haul were professional resources of the company, but they were also long-standing friends. Roger wasn't prepared to lose these relationships just because they were having financial issues at the moment. Roger knew only too well that the whole economy was floundering, and that it was not going to change overnight. That unknown amount of time could create a disaster situation for both of them if he wasn't careful in how these debtors were handled. Of course he did not want to lose any more money, but he did not want to lose business either.""Well, let me think about this tonight Wilma, thank you."" Wilma nodded, satisfied with her work, and she left the office feeling quite content in the knowledge that she had helped Roger keep the shirt on his back, and possibly hers too.Roger stayed at his desk for a long time, looking over the details they hadn't discussed during their meeting. He wondered if there might be other problems freight factoring could help Collins Truck & Haul with? With his pencil gliding down the sheet he noticed that the factoring company could help fray the cost of fuel with fuel discount cards and fuel advances. In fact, Collins could receive up to fifty-percent cash advances upon load pick-ups. Roger was a typical business man: he despised binding contracts that did not allow room to breathe, so he was pleasantly surprised to see that the factoring company did not require a long term contract, that there was no minimum volume required, and that there were no sign-up fees.""Well, I'll have to tell Roberto about this,"" Roger muttered to himself.His son-in-law Roberto had liked the idea of Collins so much and revered his father in law for having such business acumen that only two years before, he had gathered the venture capital to begin his own transportation service company. At that time Roger knew the struggles Roberto would face, but he still encouraged him to follow his dream. With the faltering economy, if a big fish like Collins was hurting, a little guy like Roberto was about to catch his death. But, an antidote may have been found in freight factoring and Roger was soon to find out.Some months later, having successfully gone through the entire process of the application, having experts study his credit history and statements and review his accounts receivable, Roger found that he was starting his journey out of the despair which had been created for him by his delinquent account holders.They took on reasonable factoring purchase contracts and stopped spending their precious man hours scrambling to collect debt. They took that time and refocused effort to offering competitive prices in new territories. Roger recalled those dismal months when he wasn't aware of freight factoring, and he shuddered at those memories. If Roger hadn't discovered freight factoring at just the right time, his business may not be operating today.

 

"

 

 

 

 

 

 

More What Makes A Factoring Company Great-Articles

 

 

Invoice Factoring Companies Reviews at Usloadsource.Com

 

 

 

Transportation Factoring Trucking

 

Precisely why Trucking Corporations Make use of Factoring Firms.

 

As the owner of your own business enterprise, you may well be more than aware already of the hardship in making certain that cash flow matters do not become a problem down the line. Anyway, the most awful thing that can in all probability transpire for your company is to find yourself embroiled in a long and challenging condition that leaves you forever trying to find the money you really need on an continuing basis.

 

For just about any firm in this scenario, the problem can come for waiting for work to clear up and actually be brought in into your account. Bill of sales, checks, and the like can take a long time to actually to beprocessed which can easily leave you with temporary capital difficulties. Thankfully, there are opportunities out there for enterprises to consider-- and one of these is factoring agencies.

 

Factoring providers will, in exchange for your invoices, provide you with the resources now in order that you do not need to fret about the delaying duration which could make paying out the expenses and obtaining toolsmore hard. With this style of setup, invoice factoring can become incredibly helpful for plenty of businesses who need to avoid a cash pitfall which they have found themselves in.

 

For the reason that, depending on the size of the work, it can take up to 60 days for a number of enterprises to get paid out then it is vital to blanket your own back and not leave yourself resources short to settle the expenses. After all, how many establishments have two months cash flow just occupying there to handle all their costs until they get paid?

 

This is primarily true of trucking agencies. They usually take care of great deals of invoices which means a notable quantity of collection time concerns company owner themselves. Attempting to get paid off promptly can end up being an amazing hassle and this is the key reasons why you work with truck factoring providers who are pleased to help out truckers primarily.

 

As most of us realize, trucking is an unbelievably massive market with many firms out there handling hundreds of vehicle drivers. The sad thing is, plenty of these drivers land up in income difficulties since they are still anticipating work from six weeks earlier to actually compensate them. When this is the case for a truck agency, depending on factoring providers for help maybe the most recommended option left.

 

This indicates that a truck company can compensate the salaries of the crew, keep all the vehicles refilled with fuel and continue to surmount, progress and expand without always waiting for the money which is taking too lengthy to come in. Trucking Establishments functioning without a factoring system established are leaving themselves at considerable threat, as rivals cash out quickly and carry on to grow.

 

There's absolutely very little to be troubled about when it comes to making use of a Factoring firm-- they commonly are not like a banking company or somebody who is going to leave you with a huge stack of debt to repay. You give them genuine invoices from job you have already wrapped up , you are just expediting the payment system.

 

In the Usa, where trucking enterprises flourish, factoring enterprises are not considered getting a loan in any capacity. This private agreement then allows both parties to make money and indulge in a worry-free future-- it gives the factoring provider a secured resource of money to put into the list and it gives the trucking business the required funds that they worked hard to earn.

 

The trucking business gives their accounts to the factoring agency. The trucking factoring company then receive the payment amounts from the trucking company's clients. Factoring has beenaround for centuries and has been used for many years by many varied sectors-- but none more so than truckers. While you may lose out on a small part of the money, something like 1-3 % depending on who you collaborate with, it indicates that you are obtaining the finances today and can actually start setting the resources to do work.

 

Anyway, an IOU or an invoice is certainly not going to pay for costs, is it? For trucking enterprises when the funds can be excellent one day and gone the next, it is up to the drivers to work prudently and to ensure they are leaving themselves with a significant volume of time and money to get through the week till they are paid once again.

 

So the next period your trucking establishment is bearing some momentary capital problems and you are devoting a lot of time chasing slow paying clienteles, why not start looking at utilizing a factoring companies as a method to get your money and give yourself a more worry-free future in the eyes of your trucking personnel and your bank balance?

 

 

 

 

 

 

 

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Transportation Factoring Trucking

 

"

The Future of a Trucking Company, and Factoring The phone was ringing on his desk, and Victor Perry just sat there letting it ring. He let his morning coffee cool and left his cigarette to ash itself in the tray, because he is trying to make the biggest decision ever for his trucking company. Perry Trucking Company was at a turning point of growth and Victor had to decide if signing with a factoring company was the right way forward.

 

More than forty years ago Victor's father had started this business working as an owner-operator and eventually growing Perry Trucking Company into a fifteen trailer fleet. Yes, they had survived some very difficult times when it appeared like they might go under, and even Victor's mother had jumped into the cab at times to make hauls. His father had lived long enough to witness the price of hires drop during the recession and watch the eruption of fuel prices afterwards. But now things were different: the company was in Victor's hands and he needed to ensure that this business would be left in great shape for his sons.

 

To move Perry Trucking Company ahead into the future, he needed a steady cash flow but there was just not enough money to go around. His employees needed to be paid. They had families and household bills too. Some of the refrigerated trailers were in need of repairs and he felt to stay competitive it was also a good idea to invest in specialized haulers to be ready for the constant requests he was getting for loads of new energy and agriculture equipment. Every time he had to turn down a request, Perry Trucking looked weak in a very strong market.

 

His father would have told him to wait and to take his time adding on new technology. Victor chuckled, thinking about his father. His father had been against placing GPS units in the cabs. His Dad would say ""Why on earth do you need some stranger telling you to get off the exit that everyone knows has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. He knew his father's days were long gone and new technology was very important for the business, like having Qualcomm to reduce communication time for bills of lading.

 

Victor knew he was right in his forward thinking. How would he take Perry Trucking to the next level? And how would he be able to afford it? Business funding was tied up in fuel bills and the mortgage for the garage and office. Thankfully he'd just finished paying off the bank loan for the installation of satellite radio in the trucks.

 

But was factoring the answer? If he was being honest, he did not really understand how it all worked. It sounded like a ninth grade math problem and he wondered how this would fit into the trucking business. A factoring company actually purchases your invoices and takes control of your accounts receivable, payment being a certain percentage of the amount invoiced. The factoring company gives the trucking business its payment right away which allows the business to have continuous cash flow so it can pay employees, buy fuel, and make repairs for upcoming hauls. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. In those 30 days, a trucking company can�t pay its bills and employees in invoices.

 

Now it was time for Victor to do his homework. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Worse still, if the customer defaulted on payment, the factoring company takes it out of the money supposedly coming to you! He'd even heard about some companies putting you onto a sliding percentage scale regardless of any previously signed contracts for possibly 3% or 7%, and there you are now with 10% coming as a charge to you out of the freight bill. His colleague, Ronnie, who owned a trucking company in Missouri, was nearly destroyed by a factoring company who charged him the full freight bill on top of the fees for factoring. He knew he would have to be very careful if he was to avoid any of these shady companies?

 

But it turned out to be quite easy. When he called the factoring companies he discovered they were very open about their business practices, and very friendly and helpful. Their customer service actually knew things about their company and spoke in nice clear English so he could understand what was being explained. He was quite happy to sign an exclusive contract. In fact, he was quite pleased with the idea of a long-term contract because he knew this was a one-off and he would not have to keep going back and forth to different companies. Nobody charged him for credit checks and they offered him a fuel advance on the pick-up of the load. In fact there were a few companies who offered him a non-recourse factoring program, and this was exactly what he had been hoping for. He was more than happy with the figures he was offered in percentage terms on the freight bills. It was good money.

 

It was really refreshing dealing with the factoring people. They were more personable than those loan managers at the bank. He was relieved to note that the factoring companies understood the trucking business and discussed business with him like a respected client, not like someone looking for a handout. The factoring companies were not interested in his credit nor the financial problems his father had experienced in the past. All the factoring company was interest in was the credit of his customers and on their reliability: this worked great for Victor because he and his father had created a very strong and loyal list of clientele over the years. So he knew they would understand when the factoring company contacted them for the invoices. His clients would not have any problems, nor would they think poorly of Perry Trucking, because the factoring companies handle themselves in such a polite and professional manner, similar to the way his father had managed the business in the past.

 

Feeling happier now, Victor stepped out of his office to advise his secretary to expect to receive the contract very shortly from the factoring company. He felt exhilarated by the new possibilities that would make the future of the company fun again and put the stress of the difficult times behind him. He suddenly realized that, with this new cash flow, he could actually expand Perry Trucking Company and who knows, move into Canada, which had always been his dream. His heart felt full knowing his sons wouldn�t have to worry about money because of the right decisions he had made for their trucking business.

 

"

 

 

 

 

 

 

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Freight Invoice Factoring

 

Date Published- 2014- 11-25 Trucking And Factoring

 

"

Traditional Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. These loans can be a life-saver, but they're not always available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. There is no debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. No Collateral Required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"
Invoice Factoring Companies Reviews at Usloadsource.Com

 

 

 

 

 

More Transportation Factoring Trucking -Articles

 

 

 

"

Traditional Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. These loans can be a life-saver, but they're not always available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. There is no debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. No Collateral Required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"

 

 

 

 

 

 

 

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